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Purchase a Home Refinance Refinance Cash Out

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Find out about your options today!

Whether you're buying your new home or want to refinance existing mortgage, we have a home lending solution just for you. Let us walk you through the whole process. It's easy!

Use the form within the banner above and instantly get a rate quote, including closing costs. You can also use our Loan Inquiry form to see how much you can qualify for. No matter your needs, we are here to help!

Call Us! 1-833-511-5626 or Start Free Loan Inquiry!

Call Us! 1-833-511-5626 Start Free Loan Inquiry!

Today's Mortgage Rates

Rates current as of 11/20/2025

6.500 Rate

6.676 APR

30 YR Fixed Conventional

Rate Assumptions

5.875 Rate

6.089 APR

15 YR Fixed Conventional

Rate Assumptions

6.125 Rate

6.275 APR

30 Year Fixed FHA

Rate Assumptions

5.750 Rate

5.988 APR

15 Year Fixed FHA

Rate Assumptions

LOANS & MORTGAGE

What We Offer

Great customer service

At Onboard 1 Mortgage we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you.
Superior loans and mortgages

We work with multiple lenders and we can provide our clients with extremely competitive pricing. Now you can do all your comparison shopping with one company without wasting time with several banks or brokers.
Clients come first

We make sure our clients get the best support from our staff. We will walk you through the whole mortgage process and ensure your transactions close smoothly.

MORTGAGE CALCULATORS

Mortgage Resources

We have put together some helpful information and mortgage calculators to help answer any questions you might have.

Compare Loans

Our complete list of loans along with their detailed description will help you decide which loan is good for you.

Compare Loans

Calculators

We have put together some calculators to help you make sense of the numbers.

Calculators

Questions & Answers

Here we tried to answer the most important questions you may have. For more answers call 1-833-511-5626.

Learn More

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FOR FREE CONSULTATION

WE BEAT THE COMPETITION ON CLOSING TIME AND WE OFFER COMPETITIVES RATES FROM THE BEGINNING.

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CUSTOMER TESTIMONIALS

Our 5-Star Reviews

Discover what our satisfied homeowners have to say about their journey. Real stories, real experiences, and real trust—built one home at a time.

JO HC

More then 8 clients Reviews

Onboard 1 Mortgage is an amazing company to do business with. Sean Caballer was transparent and made my experience seamless from the first time I spoke with him. I was able to refinance my home with a better rate than any other company had offered me.

Garrett B.

Florida

I send all my clients looking for homes to the loan officer Sean Caballer. Not only does Sean do a great job in communication & delivering great service, he saves my clients thousands in closing cost because he does not charge a bunch of fees that traditional banks charge.

Jimmy Ovalle

New York

It was a pleasure working with Jay Caballer, he helped us through the whole process all the way to closing day yesterday, Gilbert Hernandez our realtor was amazing, and is very trustworthy. They both went above and beyond getting us financing and finding us a new home. I highly recommend onboard 1 mortgage and home trust realty group.